Guiding you confidently through the Medicare insurance planning process

Licensed and trusted independent agents working for you to provide clear and simple Medicare insurance advice – AT NO COST TO YOU!

With our expert guidance, you can rest assured that you have the right Medicare insurance plan for your needs and the ongoing support to make the most of your benefits. Say goodbye to confusion and stress, we provide Medicare insurance solutions that work for you.

  • Unlock Medicare insurance plan options for your personal needs.
  • Take the guesswork out of Medicare insurance plans.
  • We find Medicare insurance plans available in your area.
  • We're here, guiding you at every insurance step.

Medicare insurance can be confusing and overwhelming. With so many options and changes every year, it’s hard to keep up and make the right decisions for your health care.

Without the right guidance, you could end up with a plan that doesn’t fit your needs or pay more than you should. This can lead to unnecessary stress, financial strain, and even compromised health.

That’s where we come in. Our team of Medicare insurance experts is here to help you navigate the complex world of Medicare insurance with ease. We understand that each individual has unique needs and we take the time to assess your situation and provide personalized solutions.

Our solutions include:

  • In-depth analysis of your Medicare insurance options to determine the best plan for your unique needs.
  • Assistance with enrolment and understanding the enrolment process.
  • Help with managing out-of-pocket costs and navigating the Medicare insurance system.
  • Ongoing support and guidance for the duration of your Medicare insurance plan.

We search for the most competitive rates across 20 carriers.

Our success is best reflected in the words of those we serve.

Here’s How It Works:

STEP 1 - SCHEDULE AN APPOINTMENT

Book an appointment by contacting us. Our team will confirm your appointment with a phone call shortly after receiving the request.

STEP 2 - GET EXPERT ADVICE

We’re excited to share our recommendations with you, drawing from our years of experience in assisting thousands of individuals just like yourself. Once you’ve chosen a plan that suits your needs, we’ll ensure the enrollment process is smooth and hassle-free, so you can start enjoying your new coverage in no time!

STEP 3 - SIT BACK AND RELAX

Relax and take a deep breath. You can savor life without the stress of making a Medicare misstep. Remember, we’re just a phone call away, always here to lend a helping hand if you need any assistance.

We’re here to help simplify Medicare insurance for you.

Book your free consultation today and let us provide you with expert advice and guidance!

Still Have Questions?

If your consultations are FREE, how do you make money?

Our consultations are 100% FREE with no catches or strings attached. If we help you identify a good plan and then enroll you in that plan, we are paid a small commission directly from the insurance company. It’s built into the plan’s monthly premium, so you’ll pay the same whether you get our help or not.

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Will my Medicare insurance plan premium be higher that normal because I use you as an agent?

There will be no difference between us handling your Medicare insurance plan and going directly to an Insurance Company. Instead of spending hours online or on the phone trying to obtain quotes, a consultation with our team will get you the answers and options you need within a few days of your consultation.

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Why should I trust your company?

Our owner and agent, Michelle Sandoz has been a licensed agent since 1998. Her focus on personal service and putting members’ needs first to find quality affordable health insurance solutions is what sets her apart.
Michelle is a member of the National Association of Benefits and Insurance Professionals and an Eagle Leading Producer Roundtable Member since 2009. She is licensed in many states to ensure she can help her clients in all areas.

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Which states are you licensed in?

Michelle is registered in the following states: Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Hawaii, Idaho, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Texas, Utah, Washington, Wyoming

WE SPECIALIZE IN THE FOLLOWING:

Medicare
Employer Group
Individual Health Care
Dental Insurance
Life Insurance
Accident Insurance
Retirement
Group health
insurance

Medicare is a U.S. federal program that provides health insurance to individuals aged 65 and older, as well as certain younger individuals with disabilities. It covers hospital care, medical services, and prescription drugs.

An employer group refers to a collection of employees covered under a single health insurance plan provided by their employer. This arrangement often allows for negotiated premium rates and benefits tailored to the workforce's needs.

This is one of the most confusing products on the market today. Between knowing the terms of what a deductible, co-insurance, out-of-pocket, and prescription drug coverage can mean to your pocketbook, the types of plans are confusing as well. Using a certified and qualified agent to guide you through the decision-making process can be beneficial to you.

Dental insurance helps you plan for the costs of dental care. Find individual dental insurance plans near you with budget-friendly coverage options and get a quote from us today.

This product serves as a safeguard for families, ensuring their financial stability in the unfortunate event of the sudden demise of the primary earner. Life insurance is broadly categorized into two types. The first, Term Life, offers coverage for a predetermined duration, ranging from as short as 5 years to as long as 30 years. On the other hand, Whole Life insurance not only provides a death benefit but also functions as a savings plan. The market offers a plethora of products from various companies, each with its unique coverage type.

Accidents, when they occur, frequently lead to a cascade of bills. Even with comprehensive health insurance, individuals might still face out-of-pocket costs, including doctor's fees, ambulance charges, and emergency room expenses. To help mitigate these unexpected medical costs stemming from incidents like fractures, dislocations, or other insured injuries, our accident insurance plans are designed to provide financial relief.

Do you have lazy money?

An annuity is an insurance contract offered by financial institutions, providing investors with a fixed income stream in the future. It can be purchased through monthly premiums or lump-sum payments. Annuities are commonly used for retirement planning to mitigate the risk of outliving savings. Annuities can guarantee a steady income, typically for retirees. They involve an accumulation phase where investors contribute either a lump sum or periodic payments. Annuities come in different types, such as immediate or deferred, and can be structured as fixed or variable. Let us know if you are interested in talking about lazy money.

Group health insurance plans are purchased by companies and then offered to their members or employees. Important to recruit and retain employees. We shop the options and present what is the best cost for your company.